WEBINARS

Each webinar is given at 1:30 PM Central Time unless otherwise indicated and is approximately one hour or one and a half hours in length unless otherwise noted. Each registration includes the live webinar, a downloadable link to the recorded webinar and a supplemental full-color booklet. When you attend any of our webinars, you will automatically receive information for each upcoming webinar.

REGISTRATION IS EASY Simply email robyn@bankconsultingservicesllc.com - we will invoice you. If you have attended ASK ANNE Webinars in the past, you will automatically receive registration information a few weeks prior to each webinar.

Everything is included for $199 ... ASK ANNE Members receive the discounted price of $159 (See the Ask Anne page to learn more!)  

Scroll down for webinar recordings that are still available!

UNIFORM CONSUMER CREDIT CODE - Tuesday, October 15, 2024

Oddly, only a few states have the Uniform Consumer Credit Code (UCCC) . . .

and Kansas is one of those states. The UCCC is a collection of laws designed to protect consumers--it provides rules affecting rate limits, balloon payments, late-fee limitations, required disclosures, default limitations, right to cure . . . and more. Importantly, many of the current UCCC rules will be changing on January 1, 2025. In this timely webinar (delayed from September so that we can better address the changes), we'll cover the basic UCCC rules and point out the upcoming changes. And of course . . . we'll provide an easy-to-follow webinar booklet for future reference and training. 

BENEFICIAL OWNERSHIP REQUIREMENTS - November, 2024

The Bank Secrecy Act contains rules requiring banks to identify and verify the identity of beneficial owners of legal entity customers. In this webinar, Anne will explain those requirements. This is a great learning tool for newer bankers and the readable booklet will become an extremely helpful resource.

QUALIFIED MORTGAGES - December, 2024

Qualified mortgages aren’t new . . . and most banks offer them. Despite that fact, most bankers don’t really understand what a qualified mortgage is. Are qualified mortgages required? What are the rules associated with qualified mortgages? How can they help the bank? In this webinar, we’ll explore both the general ability-to-repay rules and the four different qualified mortgage options.  

Recordings are great to create your own training library. When you order any of the following recorded webinars, you will receive a link to both view the webinar online and have the option to download it for future use, for those recorded within the last 12 months. For the remainder, we will send a CD or flash drive at no additional cost. Each recorded webinar includes an electronic full-color booklet - you may make as many copies as you need for your Bank's training needs. 

Each recording package is $199 (or $159 for ASK ANNE Members) unless otherwise stated. To order, contact robyn@bankconsultingservicesllc.com - we will invoice you.

We routinely review and remove webinar recordings that no longer contain viable information. Although some of the webinars were recorded earlier, the substantive information remains the same.  

BEST-EVER COMPLIANCE CHECKLISTS ~ Aug 2024

This webinar is routinely offered nationally by OnCourse Learning.  For Kansas banks who did not attend one of those webinars, however, Bank Consulting Services is making the webinar available. This BCS webinar is 1½ hour in length and is being offered at a lower cost. During the webinar, Anne explains the most current checklists for consumer compliance. The colorful and easy-to-use checklists are designed to chronologically lead lenders and processors through the various compliance requirements, and banks that properly use these checklists will virtually eliminate compliance errors. The webinar also includes supplemental materials explaining each requirement, and upon request, we’ll e-mail the checklists to the bank. Much of the information presented in this webinar is specific to Kansas banks. 

DEPOSIT ACCOUNT DOCUMENTATION ~ July 2024 

This is one of our most requested webinars. We'll tackle the most common documentation issues, and consider the most appropriate way to document accounts for multiple owners, children, trusts and businesses. Additionally, we'll look at documentation and rules for payable-on-death accounts, funeral accounts, lawyer trust accounts . . . to name a few. The webinar booklet is concise, colorful and easy to read . . . it's sure to become a favorite reference tool. Great for training newer employees! Much of the information presented in this webinar is specific to Kansas banks. 

CONSUMER REAL ESTATE LOANS ~ July 2024

Overwhelmed by compliance requirements, some lenders understandably dread consumer real-estate loans. A few banks have even stopped offering these loans altogether. In this webinar, Anne will guide those reluctant lenders and processors through a simple real-estate loan and explain the current compliance rules. This webinar will help you tame those scary real-estate-loan problems. The booklet is clear and easy to use . . . consider it a companion to the popular Best-Ever Consumer Checklists. Information presented in this webinar is applicable nationwide.  

HMDA and Its Data Points ~ May 2024 

Bankers continue to struggle with HMDA reporting. Even if a bank understands the basic HMDA rules, the detailed requirements for “data points” can be difficult. In this webinar, we’ll briefly address applicability issues, but focus mainly on data points. We’ll include Lender Worksheets, an Input Worksheet, and a thorough chart detailing the requirements for each data point. Information presented in this webinar is applicable nationwide.  

LENDING COMPLIANCE 101 ~ December 2023                          

This webinar offers a “laundry list” of 21 different compliance-related federal laws. We’ll address each law and break down its requirements. This is a great training tool for newer lenders and processors, but it also gives experienced bankers the opportunity to flesh out their understanding of the compliance rules. The booklet is a wonderful resource manual—lenders, loan processors and compliance officers will refer to it time and time again. In addition to providing compliance summaries, the booklet contains citations and an alphabetical index. Much of the information presented in this webinar is specific to Kansas banks.

FLOOD INSURANCE ~ October 2023                    

In this webinar, we explain the current flood insurance rules and include a discussion of manufactured homes, notices, disputes, previous determinations, detached structures, construction loans, lines of credit, junior liens, escrow accounts, forced placement and private insurance. Designed for both new and seasoned bankers, this webinar provides valuable information for lenders, loan processors and compliance officers. The webinar booklet contains a readable version of the most current Interagency Guidelines. Information presented in this webinar is applicable nationwide.

BUSINESS ENTITIES ~ September 2023                    

This webinar addresses the most common business entities and provide bankers with the information necessary to properly document both deposits and loans. In addition, we’ll explain the legal requirements of each entity. The material will cover corporations, several types of partnerships, LLCs, and sole proprietorships. Much of the information presented in this webinar is specific to Kansas banks.

ARTICLE 9 RULES ~ August 2023

This is a good webinar for newer lenders and loan processors. It explains the perfection of collateral and is ideal for day-to-day guidance. The booklet contains an easy-to-read chart showing how to obtain and perfect security interests in the most common types of collateral. Much of the information presented in this webinar is specific to Kansas banks.
 

COMMERCIAL CHECKLIST ~ June 2023 

We tend to think of business and agricultural loans as being exempt from troublesome compliance requirements. But several compliance-related laws do apply to commercial loans. This checklist guides bankers through the applicable compliance requirements and provides additional "best practice" suggestions and reminders. Happily, the webinar is accompanied by an explanatory booklet that explains each checklist requirement. Much of the information presented in this webinar is specific to Kansas banks.

APPRAISALS AND EVALUATION GUIDELINES ~ May 2023

Several years ago, the regulatory agencies provided Interagency Guidelines to explain agency expectations for appraisals and evaluations. In this webinar, we discuss both the regulatory requirements and the explanatory guidelines. The booklet contains the actual guidelines (reformatted for easier reading), and we also offer forms to help bankers review  valuations and validate existing appraisals. Much of the information presented in this webinar is specific to Kansas banks.

Have you recently added locations or hired new employees? Our recorded webinars are an excellent addition to your training library!